With the current state of the economy, times are tight for a lot of families. One great place to save money is the grocery bill. In many ways, grocery shopping is a bit like stock market. Do your homework, and buy low.

What follows are ten tips to help slash that grocery bill, but still bring home the things we really need with a minimum of time and effort.

Make a list and check it twice. Always make a list and stick to it. Don’t buy anything not on the list. Making the list does have to take a great deal of time. In my home, we keep a pad of paper right next to the refrigerator. As soon as we are out of something (or realize that we are about to run out), we mark it down. It only takes a few seconds, and when it is grocery time, there is no need for a kitchen inventory.

Don’t go to the Grocery Hungry. I’ve made this mistake in the past. The result? Lots of impulse buys, most of which were junk food. It’s not good for the waistline or the family budget, so just don’t do it.

Eat you fruits and Vegetables, but only what is in season. Fruits and vegetables tend to be cheaper pound for pound than process foods, not to mention healthier. The kicker with fruits and vegetables is you need to buy them in season. Now, some vegetables (and fruits as well) tend to store well, and these foods tend to fluctuate less in price through the year. However, short season crops that don’t store well can be extremely expensive in the off season (try buying watermelon in February). Also, check local farmers markets for produce. By cutting out the middleman, you can often save big, while at the same time getting fresher produce.

Try generics and store brands. Generic and store brands are often produced in the same facility as the name brands. But without the advertising overhead, they usually represent a substantial savings over name brands. Checking out the cereal aisle at my local grocery, the store brands tended to be 25-50% cheaper than the name brand equivalent. In most cases, you will not be able to tell a difference in taste or quality between the name brand and store brand.

Check out the Super Saver Aisle. Most groceries have a “Super Saver” or a “Dollar” aisle, full of items that are either marked down, or are low priced store brand items. While you can find some great deals here, be sure you don’t fall for hype. Make sure that what you are buying truly is a great deal.

Change your eating habits. Consider this. For less than the price of a 12 oz. box of a name brand children’s cereal, you can buy a 16 oz. box of store brand corn flakes. And for the price of that box of corn flakes, you can buy about 4 pounds of oatmeal. Those 4 pounds of oatmeal represents a lot more breakfasts that either box of cereal, while at the same time is healthier. Cutting back on meat while substituting eggs or beans is another great cost cutter. Have a few meatless dinners each week; your wallet (and possibly your heart) will thank you.

Check out the Dollar Store. On certain items, your local Dollar Store may be the best bang for the buck. Here in my area, cleaning supplies, laundry detergent, and personal care products are generally pretty cheap at the dollar store. However, not everything at the dollar store is a good value. Just be sure to do your homework and compare prices.

Weigh prepackaged fruits and vegetables. Does that ten pound bag of apples really weigh ten pounds? Use the scales in the produce isle to check just that. Those bags may vary in weight by a pound or more. Make sure that you are getting what you pay for.

Ditch the paper towels and napkins. Ok, so this is my pet peeve, and I realize that a lot of people won’t agree with me on this. I refuse to buy paper towels or paper napkins. It is like throwing money away. For kitchen chores I buy dollar store towels and washcloths (the ones that typically sell six for a dollar), and use them till I wear them out. I also buy cloth napkins. The additional laundry is minimal, and the savings are great.

Realize that the lowest price isn’t always the best deal. Just because something costs less doesn’t mean it is a bargain. Typically, I am willing to spend more money on a low fat ground beef (10% vs. 15 or 20% fat), or a good quality whole grain bread. Make sure that you are getting the “most” from your dollar.

One more bit of advice. After saving at the grocery, don’t blow your savings. If you are in debt, use the saving to help pay off that debt. Otherwise, sock that money away, and make those dollars work FOR you.

View more articles like this on my blog at The Thrifty Nation!

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Tips and information on personal finance, debt reduction, and thrifty living

30+ TIPS ON HOW TO TRIM MONEY OFF YOUR FOOD BILL

There are a million and one ways to save money in many areas of our lives
but sometimes we seem to be so busy we don’t spend a lot of time thinking about
ways to save on food.

Since it seems to be so easy for us to spend our money, I think it’s wise from
time to time to evaluate our spending habits.

Food consumes a lot of our paychecks every week, twice monthly or once a
month, depending upon what our shopping pattern is.

Let’s take a look at some easy skills that will help you save money and get
the most for your money at the supermarket.

See all 4 photos
Source: freedigitalphotos.net

BEST WAYS TO SAVE MONEY ON GROCERY BILLS

Make up meal plans for the period you’re shopping for and stick to them
Never shop hungry – you’ll buy too many useless items on impulse
Bring a calculator with you…if you can’t do calculations in your head it
saves time
Keep a running list of everything you buy regularly and where you get the
best price
Print out a specific list before you shop and where you’ll shop…stick to
it!
Check the papers weekly for specials and coupons – use them to cut costs

See all 4 photos
Source: freedigitalphotos.net

MONEY SAVING TIPS ON TRIMMING THE FAT FROM YOUR FOOD BILL

Keep a running list of things as you run out of them – add to the
appropriate list
Make the list store specific when you go – itemize what you need where
Buy in bulk if you possibly can and even split with a friend or family
member
Invest in a chest freezer or any freezer so you can stock up
Figure out what items go on sale in the cycle when at what store – then buy
up
Go generic – name brands aren’t any different than generic or store brands
Try shopping alone if your kids are a distraction – or without your spouse!
Have a grocery budget and do not exceed it! Keep leftover money for next time
Use store rewards cards whenever possible – every bit helps
Don’t be afraid to ask a store to match another store’s price!
Check out double value coupon days and shop then
If you see a great sale, don’t pass it up – stock up and grab the savings.
Grow your own – you can grow potatoes in garbage cans, veggies in
containers
Eat smaller portions of fish and meat and more vegetables – you’ll be
healthier
Plan at least 1 or 2 meatless meals per week and eat more fish

See all 4 photos
Source: freedigitalphotos.net

THE TRICK TO SAVING MONEY ON GROCERIES

Skip the snack and pop aisle altogether and save, save, save!
Consume more water and drink less of everything else including coffee and
alcohol
Buy vegetables and fruits in season – freeze or dehydrate for when they’re
not
Cook things from scratch – you will save tons of money
Bake and cook in large batches and freeze for other meals
Leftovers are fantastic for another meal, lunch or snacks
If someone has diced it, chopped it or removed the skin or bones, you’ll
pay more
Anything that is processed will cost you more money and give you more
chemicals
Get a rain check if a sale item is out – make sure you use it!
Buy toiletries and paper products at stores that offer them for less
Look for rebates and send them in right away before you forget
Always check your receipt and check item prices as they’re scanned
Look for instant savings coupons at the check stand
Check the price per pound on all meats and buy accordingly – cut up your
own to save money

See all 4 photos
Source: freedigitalphotos.net

BEST WAYS TO SAVE ON YOUR FOOD BILLS

There really are no “right” or “wrong ways” to save on grocery bills every month.  Saving money can become an addiction too but if you know how to trim
unnecessary costs off your grocery bill, you’ll be surprised at how good it
makes you feel. 

There’s also nothing more frustrating than having bought an item just a day ago
and then seeing it for way less money somewhere else. 

While for most of us, store hopping isn’t always an option or spending our
time trying to save a few pennies is probably more frustrating than it’s worth,
there are folks out there (and I know a couple) who coupon like their life
depended on it and shop smart.  They save
a ton of money and their example has spurred me on to try and be more frugal
about my own shopping habits.

Make less trips…save gas….and again, the best way to save money on food
is budgeting, meal planning, cooking from scratch and buying in bulk. 

Save electricity by cooking several meals at the same time and preparing
them for freezing. 

With a little organization, the sky’s the limit on how much you can save!

If you have more suggestions on how to cut the high cost of food bills, please share them with all of us below!

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BEST WAYS TO SAVE MONEY ON FOOD

As I’m sure most of you are aware, what started out as a contest for me in January 2011 turned into something much more.

If I said that I was focused, that might be taking the coward’s way out. To say I was obsessed might be more accurate.

For whatever reason, when the contest Money Grows on Hubpages started up, I groaned and thought “There’s no way I can write for this contest. I know nothing about money or finances.”

Well, over 140 hubs later (I actually lost track of how many I wrote by the time January started), I discovered much to my own surprise that I actually do know a lot about money and finance! I don’t say that conceitedly either.  In writing these hubs I began to realize the tips and tricks I have learned in order to live frugally over the years. It seemed only natural to share them.

I hope you’ve enjoyed my many ramblings about saving money. I was not able to post up all my 140+ hubs during the contest because my arms revolted on me.  It also became painfully obvious (literally) that after I wrote them, I still needed to construct them all. Too much keyboarding is not good for anyone but especially in my case. 

At the end of the contest, I had over 40 that I had not posted up yet so I have plodded steadily on to finish them.

Enjoy my last financial advice hub….for now. I have discovered that I actually enjoyed writing about money saving ideas very much and I’m sure I’ll be back with more advice on any given day!

See all 2 photos
Source: Wikimedia Commons

MONEY-SAVING IDEAS TO TRIM YOUR FOOD BUDGET

Plan your meals.  Meal planning is
the one discipline that will save you money over time and also make you more
efficient in using all of your food.  At first,
keep your meal planning simple and calculate for maybe a few days to a week at
a time.  Post your meal plan and stick to
it.  Keep portion sizes sensible and try
to use nutritious but inexpensive ingredients and meats.

Use produce in season.  If the
produce or fruit you want is out of season, consider canned or frozen.  Also plan ahead and if you have the time and
the space, when it is in season, freeze or can your own.

Cut the junk.  Eliminate these items
from your list and do not put them in your cart.  You will save money.  Soda, chips, processed foods, pre-made foods,
and snack foods are all high priced items that have little to zero nutritional value anyway.

Sales and coupons.  Shop the sales in
your local grocery stores or check on-line for what’s on sale.  If you can use more of sale items in the near
future, then buy several if the savings is great but don’t overbuy.  Use coupons and know the prices for items so
you know which stores have the best buys on what.

Leftovers are not a bad thing. 
Leftovers are a great way to make sure you use all the food you have on
hand.  It’s also a great way to come up
with creative second acts for some new meals. 
For instance, take left over baked potatoes and dice them for breakfast
for pan-fried potatoes or shred for hash browns. Making use of your leftovers
is a great way to save money while using your food.  Wasting food is a waste of money!

Take your lunch.  This is a surefire
way to save money.  Use leftovers from
meals you have planned for the week or plan several lunch meals like salads and
soups. 

Buy generic.  Check the ingredients
and sodium levels, etc. but most generic brands are interchangeable with name
brands and can save you money!

More may be better.  Buy in bulk if
you can use it and if you can store it. 
Many grocery outlet stores that specialize in large sized packaging also
have great containers that store larger volumes of things like rice, flour or
coffee.  Shop places like Costco, Sams
Club, etc. for money-saving bulk purchases and enjoy the savings.  Just make sure you can use it before it
expires if that applies.  Or divide up with friends and family.

Cook for the army.  This is a great
technique that will save you money and will also give you meals ahead.  The time it takes to make lasagna sometimes
seems labor intensive but if you purchase containers at the dollar store (3-4 in a package), then divide up the lasagna into 3 or 4
portions, label and freeze, you are that much further ahead.  I use the containers but slip them inside a
freezer bag for extra protection.  You
can make pies, cakes, casseroles, soups, etc. and divide them up, label and
freeze and then keep a list.  You have
meals made in advance!

Grow your own.  If you have the
space, the weather and the knack, growing some of your own produce is a great
way to save money and improve the quality of your food.  If you also have land and are inclined, raise
your own beef and other meats and then have them butchered; freeze and stock
your own freezer.

Hands off.  Anything that is
processed, packaged, sliced, washed, or otherwise touched by human hands is
always going to cost you more money.  Buy
things in as close to their original state as possible and do the work
yourself. 

Go meatless.  At least once per week,
have a meatless day and use other sources of proteins such as beans, tofu,
etc.  You’ll be healthier for it and you
will save money. 

Any way you slice it.  When
purchasing meats, buy the leanest cuts and use smaller portions.  Consider buying whole or larger portions of
meat or poultry (they are less per pound) and cutting them yourself.   A whole chicken is easily cut into
pieces.  A prime rib roast is easily
sliced into steaks.  Most meat
departments will even do it for you if you ask…and for free.

Buy on sale.  If you learn to plan
your meals around foods and meats that are on sale or stock up on meats and
keep them in the freezer that are on sale, you will always save money!

See all 2 photos
Source: WikiMedia Commons

SHAVING MONEY OFF YOUR MONTHLY FOOD BILLS

In short, there are only so many things we can all do to save money but by following a few simple practices over time, the savings can be substantial. 

These ideas on how to save money on your grocery bills can actually be applied in many other parts of our lives as well. 

Money is a great tool if we learn how to use it properly.  I don’t believe in wasting anything and most especially money since it’s so hard to come by these days. 

Wishing you financial success always and hoping my tips helped even a little bit.  I’ll be back no doubt on another day giving you my 2 cents’ worth!

If you have more helpful ideas on how to cut your food bills every month, please leave your comments in the space provided below.  Until then….happy shopping and thanks so much for all the reads!

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